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Sarah B. has applied for a new car loan from a local buy here pay here in WV .
Nov 01, 2014 - 8:21 am

Jules G. has applied for a new car loan from a local buy here pay here in WV .
Nov 01, 2014 - 6:54 am

Diana X.'s auto loan for bad credit application is being processed at one of the West Virginia locations.
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Buy Here Pay Here Lots in West Virginia

Buy Now Pay Later Car Dealers in WV

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in West Virginia.
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Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to West Virginia applicants in any financial situation. Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in WV
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.



Buy Here Pay Here Available in These West Virginia Cities and More




Tips and Advice for Drivers

New Vehicle Incentives

The automobile industry is always offering new vehicle incentives to sell cars. This is not a bad thing for consumers. The new vehicle incentives that dealerships and manufacturers offer prospective buyers can save them a lot of money instantly or over the length of their financing term.

Dealerships will have special offers on the previous year's makes and models to move them off the lot to make room for the new models. These offers are very alluring. People who visit a dealership to purchase a specific vehicle may end up being persuaded to purchase a model from last year because of the savings they will get. New vehicle incentives vary from dealership to dealership and from manufacturer to manufacturer. In fact, most new dealership incentives can be on specific makes and models only and can change from month to month.

The most common incentives used by dealerships and manufacturers include low or zero interest rates and cash rebates. Most people find that one or the other incentive works out best for their particular situation. It is best to compare both options by using a calculator and analyze what your monthly payment would be using both incentive offers. Sometimes, but not often, a dealer or manufacturer will offer both a cash rebate and a low interest rate. That is a rarity but if a dealership wants to move specific makes and models off the lot quickly, it has been known to happen. This marketing strategy of double incentives definitely draws more people in then a single incentive offer.

Manufacturers will often offer the dealership's incentives to sell specific cars. Cash will be paid to the dealership every time a particular vehicle is sold. Dealers may pass these savings along to consumers, which means savings to you.

Regardless of the new vehicle incentives, it is vitally important that the vehicle you choose to purchase fits all your needs. Once you have decided upon that vehicle, begin researching different dealerships to find where there may be incentives being offered. You need to know the true cost to own this particular vehicle you intend to buy in case there are no current incentives being offered. Another important tip know your bureau score. You may not even qualify for certain incentives if your score is too low. If the dealer is offering a low interest rate incentive you should most definitely still check other outside sources. You may find a lower interest rate then the one being offered at that particular dealership.
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