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Lima, OH Auto Loans
Buy Here Pay Here Car Dealers in Ohio
Ohio residents in and around Lima can get approved for an auto loan, even with bad credit.
Why do People Get Financed With Us?
- Extensive Lending Network - Buy here pay here car dealers in our exclusive network are eager to get you into a new or used car, regardless of your financial history.
- Fast Application Process - Our quick and painless online application form is Step #1 to your new car. Apply online, 24 hours a day.
- Easy Approval Requirements - Min $1,500 gross monthly income, no repos within 1 year unless included in bankruptcy, U.S. or Canadian residents over 18 years old, no motorcycle or private party loans.
- One-Stop Convenience - Once you apply, a dealer representative will contact you to discuss the details. Then just visit the dealership car lot, pick out your new wheels, close your loan and drive away!
- Specialized Local Services - Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.
When you decide to purchase a new or used vehicle from an automotive retailer keep in mind that the warranties that come with the vehicle purchase are very important. There are many vehicle warranties available and sometimes it is very confusing to the consumer what the difference is between vehicle warranties. Hopefully this article will help you better understand vehicle warranties and the variance in them.
There are vehicle warranties that will not cover what is considered normal wear and tear or any weather related damages. There is however a vehicle warranty that will cover those items but usually for only 36,000 miles or three years (whichever comes first). Depending on what type of coverage you think you will need and if you're purchasing a new or used vehicle, purchasing an Extended Warranty might be right for you.
Understanding the difference between an Extended Warranty and a New Car Warranty is important. A New Car Warranty contains two parts – bumper to bumper and the power train. A bumper to bumper will provide coverage for all parts except for the normal wear and tear on the vehicle and the brakes and tires. The power train warranty covers the vehicle's "moving" parts such as the engine and transmission.
The positive thing about purchasing an Extended Warranty when you buy a vehicle is that coverage continues when the bumper to bumper expires. Manufacturers may refer a bumper-to-bumper warranty as a Factory Warranty. The reason for this is that factory trained technicians perform all the service on the vehicle.
A Third-Party warranty is also an option that you have. This type of warranty will cause you to spend less money but are inconvenient to utilize. Usually a Third-Party warranty requires you to spend the money for repairs and then you will get reimbursed at a later date. The need for this type of warranty should be thoroughly examined before you purchase it.
When you are in the process of purchasing a vehicle from an automobile retailer, check on all warranties available for the vehicle. You can keep your vehicle in good condition without having to pull money out of your wallet.