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Lima, OH Auto Loans

Buy Here Pay Here Car Dealers in Ohio

Ohio residents in and around Lima can get approved for an auto loan, even with bad credit.
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Why do People Get Financed With Us?

  • Extensive Lending Network - Buy here pay here car dealers in our exclusive network are eager to get you into a new or used car, regardless of your financial history.
  • Fast Application Process - Our quick and painless online application form is Step #1 to your new car. Apply online, 24 hours a day.
  • Easy Approval Requirements - Min $1,500 gross monthly income, no repos within 1 year unless included in bankruptcy, U.S. or Canadian residents over 18 years old, no motorcycle or private party loans.
  • One-Stop Convenience - Once you apply, a dealer representative will contact you to discuss the details. Then just visit the dealership car lot, pick out your new wheels, close your loan and drive away!
  • Specialized Local Services - If you are searching for information about financing for new and used cars, we can help connect you with the best options available.

Tips and Advice for Drivers

Retaining a Vehicle's Resale Value

There are many things that can impact the value of a vehicle. There may be things that you don't even consider when you think about maintaining your vehicle's value.

First, don't over-accessorize. If you decide to put thousands of dollars of luxury accessories in your vehicle after you have purchased it does not mean that you are going to get the value of your accessories when, and if, you decide to sell it. Most buyers don't want to pay for your frivolous expenses. If you own a truck, adding a bed liner is a good investment because overall you are keeping the truck in better condition. Putting upgraded tires on your vehicle is a maintenance upgrade because the tires will have better performance. These types of added accessories are wise because they are suitable for all drivers, not just for your personal touch.

Believe it or not, checking into towing specifications for your vehicle is important. Over towing can cause your engine and transmission to wear out more quickly and more severely.

On the other side of it, if you are in an auto accident you may need to be towed. The accident rate is low per average person and some never get into one in an entire lifetime, but just in case of accidents or maintenance problems, determine the manufacturer's towing parameters for your automobile.

This may be a shocker but the color of a vehicle has a large impact on the resale value that the specific automobile maintains. Hotter climates are not sought on darker colored cars due to the heat. Plus, if you bought that bright orange vehicle you have always wanted you need to consider this how many other people want to drive an orange car?

If a manufacturer is getting ready to unleash a brand new body style of a new vehicle or truck you might want to reconsider buying the older model style. You are going to lose retail value of your new car just for having the older body style and model. It may cost a few more bucks to get the newer model but when you figure the retail value at the time you sell it, it can be worth the money you spent.

Lastly, supply and demand is going to impact the value of your automobile. If a vehicle is a hot commodity in the automobile industry, then the value of your vehicle is likely to remain high. However, if the demand for your specific vehicle has dropped then so will the value of your automobile.