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Jeremy I. just got approved for a bad credit auto loan in Bangor, ME
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Bangor, ME Auto Loans

Buy Here Pay Here Car Dealers in Maine

Maine residents in and around Bangor can get approved for an auto loan, even with bad credit.
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Why do People Get Financed With Us?

  • Extensive Lending Network - Buy here pay here car dealers in our exclusive network are eager to get you into a new or used car, regardless of your financial history.
  • Fast Application Process - Our quick and painless online application form is Step #1 to your new car. Apply online, 24 hours a day.
  • Easy Approval Requirements - Min $1,500 gross monthly income, no repos within 1 year unless included in bankruptcy, U.S. or Canadian residents over 18 years old, no motorcycle or private party loans.
  • One-Stop Convenience - Once you apply, a dealer representative will contact you to discuss the details. Then just visit the dealership car lot, pick out your new wheels, close your loan and drive away!
  • Specialized Local Services - Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.

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Apply now to find a Buy Here Pay Here Car Dealer in Bangor ME even with bad credit



Tips and Advice for Drivers

Automobile Dealer Phrases and Terms

Is it time for you to buy a new vehicle but you're a unfamiliar the language that the dealer is using? Read on and you will learn the definitions of many different words and phrases used by a dealer when preparing for a sale.

An "Agreement of Sale" is the contract that stipulates that the seller agrees to sell a vehicle and a buyer agrees to purchase a vehicle. The amount that you, the buyer, agree to pay is referred to as the "Agreed upon Selling Amount". When you purchase a vehicle you may be asked to give a "down payment". This is a cash amount that you apply toward the vehicle and is deducted from the financed amount. Many times this is asked of a consumer that has "impaired" credit or "no credit history". However, many consumers choose to make a down payment to lower their monthly payments. An "Acceleration Clause" is a stipulation allowing lenders to demand payment of the total outstanding balance under specific circumstances such as non-payment or a bankruptcy.

The "Base Price" is the cost of the vehicle without any luxury features added. There are "dealer add-ons" which are products or services that can be added to the vehicle, however, these add-ons increase the price of the vehicle and the amount of your monthly payment. The value of a used vehicle can be determined by using "Blue Book" or "Book Value". This allows dealers to determine what price is being asked for in the automotive market. The amount a vehicle is predicted to decrease is referred to as "vehicle depreciation.

There are many types of loans available. The term "Balloon Loan" refers to a loan created in smaller monthly payments but has a large payoff amount at the end of the loan. Most consumers prefer a different form of financing due to the fact that a large sum of money may be harder to obtain than paying a consistent monthly payment. Once you decide on what type of financing you want and the terms are agreed upon you will sign a "commitment agreement" which is a contract between the lender and you which states that money will be loaned at a future date for the purchase of a vehicle and is restricted to the stated conditions.
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