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Ronald O.'s auto loan application has just been approved by a Ashland buy here pay here car lot.
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Ashland, KY Auto Loans

Buy Here Pay Here Car Dealers in Kentucky

Kentucky residents in and around Ashland can get approved for an auto loan, even with bad credit.
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Why do People Get Financed With Us?

  • Extensive Lending Network - Buy here pay here car dealers in our exclusive network are eager to get you into a new or used car, regardless of your financial history.
  • Fast Application Process - Our quick and painless online application form is Step #1 to your new car. Apply online, 24 hours a day.
  • Easy Approval Requirements - Min $1,500 gross monthly income, no repos within 1 year unless included in bankruptcy, U.S. or Canadian residents over 18 years old, no motorcycle or private party loans.
  • One-Stop Convenience - Once you apply, a dealer representative will contact you to discuss the details. Then just visit the dealership car lot, pick out your new wheels, close your loan and drive away!
  • Specialized Local Services - Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.

Tips and Advice for Drivers

Finding a Quality Automobile Repair Shop

A vehicle can be compared to a human. It has to be maintained in order to run and perform properly. If the proper maintenance is ignored then your vehicle is going to become ill and eventually stop running completely.

Maintaining your vehicle and getting any repairs that need to be addressed can be a costly thing. It is important to make sure you are taking your vehicle to a reliable and honest technician. You have rights as a consumer and you need to ensure that you’re getting treated fairly.

Trying to find a reputable repair shop may be difficult if you wait until a major problem arises. Check out the different mechanic shops in your area. Ask your family and friends where they take their vehicle for repair. Call different auto repair shops and get quotes on what your repairs would cost. Make sure that you find out, clearly, if the cost includes labor for the entire job or if the labor is charged by the length your vehicle is being worked on. If you’re being charged by the hour – you’re probably being ripped off.

When you enter an auto repair shop, look around for current certifications and licenses. This will not guarantee honest or good repair work but it does mean that technicians have likely met the standards of competence in automobile repairs.

If your vehicle needs repair that is complex, then get different quotes. Make sure you ask what the diagnostic testing will cost. Most auto repair shops charge you to find out what kind of repair is needed on your automobile before they even begin repairing anything.

When you have make a decision on where to get your vehicle repaired, get a written estimate for the entire repair and labor costs. This should include what is going to be repaired, parts purchased and labor charges. It is vitally important that you make sure the repair shop will call you before any added work is done on your vehicle. This gives you the assurance that when you go to pick up your vehicle the price of repair has not unexpectedly risen by a large amount of money.