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Brett S.'s auto loan for bad credit application is being processed at one of the Florida locations.
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Angela C. just pre qualified for an auto loan with bad credit in Florida, FL.
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Buy Here Pay Here Lots in Florida

Buy Now Pay Later Car Dealers in FL

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in Florida.
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Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. We will help you find the best financing for new and used cars using our local auto dealers and lending network.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.

Tips and Advice for Drivers

Purchasing Used Vehicles

Purchasing used vehicles has become the answer for many consumers when it is time to get another car. Consumers do not want to spend the money to own a new vehicle due to the loss of value that a new vehicle experiences just by driving off the lot. It is a growing trend and economically cheaper in the eyes of many people today.

Used automotive retailers generally offer better deals than new car retailers. The reason for this is that they want to get used vehicles sold and off their lots and are willing to negotiate and allow for more leniency in the vehicle financing process. The fact is, used vehicles today have more to offer and the consumer spends less money. Used vehicles that were manufactured in the last four to five years often are loaded with upgraded optional features, improved safety equipment, better fuel economy, lower maintenance costs, and are available in trendy styles at a reduced price.

Purchasing a used vehicle, the right vehicle, takes time and commitment. Buying a used automobile at a used automobile retailer allows you some leeway at negotiation time. If buying from a private seller is your cup of tea then you need to devote even more time and energy into your search. It is harder to get any warranties or guarantees on your vehicle purchase through a private seller. There are many lemonade stands; make sure you don't buy the lemon.

Regardless of what avenue you choose for doing your research, an informed buyer is going to get a better vehicle and spend less money for that vehicle than a consumer who has blinders on.