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Amy A.'s auto loan for bad credit application is being processed at one of the Florida locations.
Apr 23, 2014 - 5:44 am

Tom E. has just been approved for a bad credit auto loan in Florida.
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Cindy M.'s auto loan application has been recieved by a local buy here pay here in FL.
Apr 23, 2014 - 6:32 am

Buy Here Pay Here Lots in Florida

Buy Now Pay Later Car Dealers in FL

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in Florida.
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Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. We will help you find the best financing for new and used cars using our local auto dealers and lending network.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.

Tips and Advice for Drivers

Dealer Incentives

Dealerships across the country offer many different incentives to attract buyers to purchase vehicles. It is a terrific marketing strategy and benefits the dealers as well as the consumer. Dealerships get sales consumers save money on vehicle purchases. A "customer rebate" or "dealer incentive" is simply forms of repayment from the manufacturer to the buyer. This promotes sales for a particular make or model of vehicle.

Often dealerships will offer incentives to buyers if they lease a vehicle. A lease is a form of getting a vehicle financed for a fixed period of time. An agreed upon amount of mileage allowance is determined before the final leasing contract is signed. Monthly payments are made, but the consumer does not own the vehicle. At the end of the lease the consumer will have the option of purchasing the vehicle. Many times dealers will off "early turn in" incentives. This allows consumers to turn in a leased vehicle early without penalties. It often benefits the consumer who is approaching the agreed upon mileage or just dimply would like to have a new vehicle.

If purchasing is the option for you then understanding the different prices and terms is important in making a wise financial decision. Every vehicle has a "list price" (also referred to as the "sticker price"). This is simply the manufacturers suggested retail price, or MSRP, for that specific vehicle. A buyer should always negotiate the price of a vehicle before purchasing it. You never know, even with incentives, what type of deal you can get.

It is a fact that more consumers purchase vehicles when dealerships are offering incentives. Making sure you research different dealerships and what incentives they are currently offering is important when deciding on what vehicle to purchase. Dealership incentive can change on a weekly basis.