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Jeff I. has applied for a new car loan from a local buy here pay here in FL .
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Zach E. has just been approved for a bad credit auto loan in Florida.
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Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.

Tips and Advice for Drivers

Benefits of Vehicle Leasing

Are you considering leasing a vehicle instead of purchasing one? Before you begin to make that decision, here are some facts that you should consider.

You may want to lease if you need a vehicle for business purposes. This is a popular reason behind many decisions to lease a vehicle. Businesses can list the lease payment on the vehicle as a monthly expense which then becomes a deduction for taxes and does not show as a liability. These factors make leasing very tempting to business owners or people who need a vehicle for commercial use.

The most popular reason that consumers want to lease is to avoid the loss a purchased vehicle accumulates the minute it is driven off the lot. You may have a situation where you just can't afford your car payment anymore. You figure you will sell it, but you may not be able to sell it for what you hope. You can take the trade in route wrong again, it is worth even less. If you decide to accept the trade-in offer from an automotive retailer then the cycle starts all over again because the extra money you did not get on your trade-in is attached to your new loan.

By leasing a vehicle you are able to have the same vehicle you desire for a shorter amount of time and then return it to the automotive retailer to either purchase the vehicle at a much discounted price or turn it back into the retailer and just pick out another vehicle to lease. When you do this, you're allowing yourself the opportunity to drive the newest models. And since lease terms are much shorter than purchase terms, you're able to switch into a new vehicle in a much shorter time if you're dissatisfied with the current automobile you're leasing.

These reasons are not the only positives to vehicle leasing. When a consumer leases a vehicle from an auto retailer, their payments are going to be much lower than if they purchased the same vehicle from the same retailer. Leasing often does not require a down payment (if your credit is in good standing) and that alleviates a lot of problems for consumers who do not have the finances to put money down on a vehicle.

Lastly, you are taxed on your lease payments. The good news is you're only taxed on your monthly lease payment, not the entire price of the vehicle.