Recent Submissions

Scott Q. from Florida just submitted their first bad credit auto loan application.
Apr 17, 2014 - 1:40 pm

Belle J.'s loan application has just been processed from a buy here pay here car lot in Florida.
Apr 17, 2014 - 1:51 pm

Jim R. has applied for a new car loan from a local buy here pay here in FL .
Apr 17, 2014 - 1:53 pm

Buy Here Pay Here Lots in Florida

Buy Now Pay Later Car Dealers in FL

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in Florida.
First Name
Last Name
FL Zip Code
Desired Loan Amt (optional)


Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. We will help you find the best financing for new and used cars using our local auto dealers and lending network.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.






Tips and Advice for Drivers

Automobile Rebates and Other Incentives

The automotive industry has incentive and rebate offers that allow consumers to purchase or lease a vehicle cheaper and with better terms. Examples of such incentives or rebates normally consist of reduced financing rates, cash back, military or graduate bonuses, no down-payments, good credit financing, and even special financing.

If an automotive retailer does not offer special financing and your credit is on the low end you can negotiate the APR (annual percentage rate) of the vehicle loan along with the payment terms from the dealership's level. The APR, as with the manufacturer's suggested retail price (MSRP), should be discussed before you purchase or lease any new automobile. Once the negotiating has been completed you should have the information needed to assist you in securing the financing that meets your personal needs.

Many incentives and rebates, along with negotiating the APR or MSRP are not eligible to consumers who do need to meet credit pre-qualifications. Many times these incentives and rebates are available only on specific makes and model years or only in specific regions.

There are manufacturer to dealer incentives (cash incentives paid to the dealer by the manufacturer) when a specific vehicle is sold. Many times, dealers pass along these incentives or cash rebates to consumers which makes the deal more appealing to the customer. Be sure to research negotiating strategies to learn more about manufacturer-to-dealer incentives.

For a quick overview remember that many different incentives, rebates, and negotiations can be offered and approved for your automobile purchase.
Advertisement