Recent Submissions

Tim C. has applied for a new car loan from a local buy here pay here in FL .
Feb 21, 2017 - 6:01 pm

Don U.'s auto loan for bad credit application is being processed at one of the Florida locations.
Feb 21, 2017 - 7:12 pm

Judy E. has just been approved for a bad credit auto loan in Florida.
Feb 21, 2017 - 6:55 pm

Buy Here Pay Here Lots in Florida

Buy Now Pay Later Car Dealers in FL

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in Florida.
First Name
Last Name
FL Zip Code
Desired Loan Amt (optional)

Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.

Tips and Advice for Drivers

Ins and Outs of Vehicle Leasing

Something that millions of people across the world have in common it is the fact that they have to drive a car to get to their job and other necessary locations. A vehicle is a major purchase and should not be done on a whim. Fortunately consumers today have the choice to lease a vehicle rather than taking on the total costs and depreciation of purchasing a vehicle. Whether it will be more beneficial to purchase or lease a vehicle is going to vary from individual to individual. There are many questions that consumers have about leasing a vehicle and hopefully this article will help.

When you purchase a car – you own it! If you decide down the road to sell it or trade it in, you can but it is most likely that you will not make much money on your deal. The market values of cars drop in a short time because of the constant new models that come out each year. However, if you lease a vehicle you are basically renting it for a length of two or three years and then you simply take it back and pick out a new one.

You may encounter costs when you turn in your leased vehicle. At the time you sign the lease agreement you are agreeing to certain and specific terms. Mileage is one of those terms. You agree to stay under a certain amount of miles during your lease term. If you go over those miles you are going to pay for each and every one of them. This can add up to a lot of money quickly. It is best to decide what kind of mileage you average in a year and make sure you get a lease agreement that will cover those miles.

Buying a vehicle makes you responsible for paying all of the costs associated with the purchase. These costs include finance charges, sales tax, down payment, registration fees, licensing fees, etc. With a lease, you must pay many of the same types of expenses, but they are smaller in amount because you are only paying for a portion of the car to cover the time you have it. Sometimes even if you get a long-term loan (five to six years), you’re still paying more to own a vehicle then you would if you leased one. Your payments are going to be lower and you get to get a new vehicle every two or three years.

If you’re wondering what some costs are you may incur at the end of your lease, here are a few: Mileage overage, vehicle damage, or early-termination fees (turning in your lease earlier than previously established). Make sure you compare lease agreements. Ask questions about up-front payments, the cost of the vehicle, mileage allowance, and your purchase options at the end of the lease agreement.