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Crystal F. from Florida just submitted their first bad credit auto loan application.
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Buy Here Pay Here Lots in Florida

Buy Now Pay Later Car Dealers in FL

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in Florida.
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Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.

Tips and Advice for Drivers

Automobile Insurance Terminology

Most consumers have no idea how to decipher what is in an automobile insurance policy. The terminology used is usually not self-explanatory, and can be all-around confusing. If you’re shopping for a vehicle insurance policy and would like to get some knowledge about what you’re spending your money on, this article should help.

First of all, there are different types of vehicle insurance coverage offered. A vehicle insurance policy varies from state to state so not all specifications will be the same for your state as it is for another. The most common automobile insurance policies consist of automobile liability coverage which pays for any accident causing injury to a person, another vehicle, or property that you are legally held responsible for. PIP (personal injury protection) coverage is a necessary and reasonable payment for any covered person in the event of an automobile accident. Collision coverage covers any collisions with other vehicles or objects, while comprehensive coverage helps in paying for any damage or loss to an insured vehicle NOT caused by a collision. Examples of comprehensive insurance coverage would be loss from a fire, wind, hail, vandalism, or theft.

What is an insurance deductible? An insurance policy deductible simply means that you will pay the agreed deductible amount if an accident, damage or loss occurs. When filing a claim with your insurance agent you are liable for the deductible amount only. All other costs are the responsibility of the automobile insurance company.

You may be unaware of whom your automotive insurance policy covers. A typical insurance policy covers yourself and your spouse (if applicable), any relatives that reside in your home, and any other licensed drivers that you have given permission to drive your vehicle.

Operating a vehicle that does not have automobile insurance coverage is illegal. Getting into an accident or any other damaging situation while you’re driving an uninsured vehicle can be life changing. Insurance can be an expensive thing, but the amount of money you spend on premiums will never amount to the costs you will pay financially if you do not have automobile insurance and then cause an accident or injury.