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Jessie N. from Florida just submitted their first bad credit auto loan application.
Dec 18, 2014 - 12:13 pm

William P.'s auto loan for bad credit application is being processed at one of the Florida locations.
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Jim U. has just been approved for a bad credit auto loan in Florida.
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Buy Here Pay Here Lots in Florida

Buy Now Pay Later Car Dealers in FL

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in Florida.
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Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. If you are seeking information about financing for new and used cars, we can help connect you with the best options available.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.

Tips and Advice for Drivers

Crash Test Scores and Vehicle Safety

Automobile manufacturers promote high crash test scores in marketing materials for certain vehicles. These scores do not mean much to the common consumer unless the consumer understands how they are calculated. When you are making a purchasing decision, understanding this information on crash testing, whether it is positive or negative, is vitally important.

Two organizations keep crash testing scores; the National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety (IIHS). In the 1960s these organizations began to look into vehicle safety because of the growth in public awareness. The first crash tests were not conducted by NHTSA until 1978 and were referred to as the New Car Assessment Program, or NCAP. The consumer is probably most familiar with another term for these assessments, which is the "5-star rating" system.

Currently both front and side crash testing are done. The NHTSA also has a rollover test and the IIHS assesses seat and head restraints. Both organizations select the vehicles that are most popular with consumers and that are structurally different from prior models.

To better understand the "5-star ratings" we are going to show you the breakdown. If a vehicle has a 5 star rating than it means that it has a 10 percent or less chance of injuries; 4 stars is 11-20 percent chance of injury; 3 stars is 21-35 percent chance of injury; 2 stars is 35-45 percent chance of injury and a 1 star is 46 percent or higher. As you can see, the safety of many vehicles will vary and the knowledge of the star rating should factor in to any decision you make when purchasing a new vehicle.

Safety is the number one concern for many consumers, as it should be. Driving a car that looks great or is of great popularity is a great thing, but, being safe is even greater!