Recent Submissions

Janice T. just pre qualified for an auto loan with bad credit in Florida, FL.
Aug 25, 2016 - 4:19 pm

Sarah F. from Florida just submitted their first bad credit auto loan application.
Aug 25, 2016 - 4:36 pm

Crystal J. has just been approved for a bad credit auto loan in Florida.
Aug 25, 2016 - 4:09 pm

Buy Here Pay Here Lots in Florida

Buy Now Pay Later Car Dealers in FL

Apply online for free bad credit auto loan price quotes from local buy here pay here dealers in Florida.
First Name
Last Name
FL Zip Code
Desired Loan Amt (optional)


Past credit problems shouldn't make it impossible for you to get a reliable car today. Hassle-free auto loans are available to Florida applicants in any financial situation. Connecting consumers with financing for new and used cars is what we do every day, and we have helped millions of consumers like you.

Special circumstance auto financing is our specialty, which is why we, along with our partners, have closed over one billion dollars in auto loans for people with bad credit, no credit, or past bankruptcy.
Find Buy Here Pay Here Cars near you in FL
Qualifying through us is a simple and pain-free process. If you meet the basic approval requirements, complete the free application form today.
  • Gross monthly income of $1,500 or more if your credit score is under 625.
  • If you are going through Chapter 7 bankruptcy, the 341 meeting of creditors must be completed.
  • If you're going through Chapter 13 bankruptcy, an "Authorization to Incur Debt" is required from the trustee.
  • Unless included in a bankruptcy, you must not have had an automobile repossession within the last year.
  • Financing through Acelinks is for our authorized & licensed dealer partners.
  • Financing is available for US and Canadian residents who are at least 18 years old.






Tips and Advice for Drivers

Different Vehicles, Different Insurance Costs

Did you know that what make or model of vehicle you drive and where you live can have an impact on the price of your insurance premiums? It is true, if youíre driving a more expensive vehicle or sports vehicle, for example, your insurance rates are going to be higher. If you live in an urban area youíre going to pay for it Ė with higher insurance premiums. The reason for this is that there is more theft, vandalism, and accidents in urban areas than in rural areas. So, if you want to live in the city it is going to cost you.

It is not only the type of vehicle you drive or where you live that will impact your insurance rates. If you happen to put a lot of miles on a vehicle daily youíre going to pay more than someone who drives less. Your gender, past claims, and age are also going to help determine your insurance costs. If you are under the age of 25 youíre considered to be at a higher risk for an accident. Therefore, until youíre over the age of 25 your rates will be considerably higher. Any driver that has a record of prior accidents or ticket history, regardless of age, is going to spend a lot more on insurance than someone with a clear history.

Youíre probably aware that your fico score affects many things in life. It is harder to get credit, financing, buy a home, or buy a car with a low fico score. Today your fico score also has an impact on the insurance rate you're eligible for. Insurance companies are now reviewing a consumerís credit history and taking their history into consideration when quoting an insurance policy. So, keep your fico score as high as you possibly can to save money on insurance in addition to everything else.

Can you save money on auto insurance? Absolutely you can. The choices you make will directly affect your insurance costs. One way to save money is to make sure your vehicle is considered safe. The higher the record of safety a vehicle has, the less money you will spend in premium cost. There are also many safe driver discounts. If you have no prior accidents or tickets then ask for any discounts you may be eligible for. Your profession, an organization you belong to, being a veteran, and many other affiliations may entitle you for an insurance discount. Make sure you ask an agent for a full listing.

Automobile insurance is something that none of us can avoid purchasing. Not only is it against the law to operate a vehicle without insurance, but it also covers you personally should something unforeseen happen. Vehicle insurance is expensive and feasible ways to avoid the cost are scarce, unless you donít own a vehicle. Shopping around and getting multiple insurance premium quotes is vitally important. Donít spend more than you have to; your already spending enough.
Advertisement